Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 23,000 policyholders in all 120 counties of the state. In addition, KEMI provides an Other States Program for policyholders who have operations in other states through a partnership with insurance carriers who do business outside of Kentucky.
KEMI is a mutual insurance company owned by its policyholders, financed entirely by premium dollars and investment income. All workers’ compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers’ Claims.
Member Since: 1995